There are thousands of hit and run accidents in Arizona each year. You may someday geta tearful call from a friend or family member telling you “I was in a hit and run. I’m inthe hospital. I have no idea how I am going to pay for this.” It may look like there is no insurance to pay the medical bills. However, there may beinsurance coverage. “Uninsured Motorist Insurance” If there is Uninsured Motorist insurance Read More

  Arizona law requires the use of seatbelts when driving. Why? Is this a reasonable infringement upon personal choice?Arizona's Seatbelt LawsEach state makes its own laws about whether a seatbelt is required. Seatbelt laws have two classifications—a primary law or a secondary law. A primary law is one where a police officer  can pull a driver over just for failing to wear a seatbelt.  A secondary law is one where Read More

  In Arizona, the law requires that all drivers have the following minimum coverage for if they cause a car accident: $25,000 for bodily injuries per person $50,000 for bodily injuries per accident $15,000 for property damage Many drivers on the road have only this minimum coverage. However, if they injure someone in a serious accident, their coverage may not be enough to cover even the injured person’s hospital Read More

  In Arizona, the law requires that all drivers have the following minimum coverage for if they cause a car accident: $25,000 for bodily injuries per person $50,000 for bodily injuries per accident $15,000 for property damage However, some drivers on the road flout the law and drive with no insurance. If they injure someone in a serious accident, they have no coverage for the injured person’s medical bills, lost Read More

  One of the most irresponsible things that a driver can do is hit and injure another driver, and then flee the scene of the car accident.  Unfortunately, this happens on a regular basis in Arizona. At first, a victim of a hit and run may think that there is nothing they can do to get their expenses from  the car accident paid, because “it was a hit and run, and there is no insurance.” However, sometimes there are Read More

  Insurance Minimums Insurance minimums are the minimum amounts of coverage that drivers are legally required to have in order to drive. The purpose of these minimums is to ensure that those who cause car accidents have some level of insurance, even if only minimal, to pay for any injuries and damages that they cause.  Arizona has had minimum auto insurance requirements since 1972.  Before 2020, Arizona's insurance Read More