In Arizona, the law requires that all drivers have the following minimum coverage for if they cause a car accident: $25,000 for bodily injuries per person $50,000 for bodily injuries per accident $15,000 for property damage Many drivers on the road have only this minimum coverage. However, if they injure someone in a serious accident, their coverage may not be enough to cover even the injured person’s hospital Read More
What is Uninsured Motorist Coverage? Should I have it?
In Arizona, the law requires that all drivers have the following minimum coverage for if they cause a car accident: $25,000 for bodily injuries per person $50,000 for bodily injuries per accident $15,000 for property damage However, some drivers on the road flout the law and drive with no insurance. If they injure someone in a serious accident, they have no coverage for the injured person’s medical bills, lost Read More
I Was In a Hit and Run Car Accident—What Can I Do?
One of the most irresponsible things that a driver can do is hit and injure another driver, and then flee the scene of the car accident. Unfortunately, this happens on a regular basis in Arizona. At first, a victim of a hit and run may think that there is nothing they can do to get their expenses from the car accident paid, because “it was a hit and run, and there is no insurance.” However, sometimes there are Read More
What is a “Minimum Auto Insurance Policy?”
Insurance Minimums Insurance minimums are the minimum amounts of coverage that drivers are legally required to have in order to drive. The purpose of these minimums is to ensure that those who cause car accidents have some level of insurance, even if only minimal, to pay for any injuries and damages that they cause. Arizona has had minimum auto insurance requirements since 1972. Before 2020, Arizona's insurance Read More

